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Marissa Adams is a seasoned Corporate and Institutional Banking executive with extensive experience in transaction banking across Europe, the Americas and Asia. She has served as the HSBC Europe and Americas Regional Head of Global Trade Solutions (GTS) since 2025, having previously headed the Americas GTS business. Marissa leads a team of over 500 trade finance professionals who deliver innovative working capital solutions to corporates operating globally. Prior to senior leadership roles in GTS, she headed HSBC’s International Subsidiary Banking business on the US West Coast where her team developed strategic financing solutions for subsidiary clients, including structured working capital facilities. Marissa speaks English, French, Italian and Spanish fluently, and holds a Bachelor of Arts in Political Science and International Relations from the University of British Columbia.

Giorgio Andreoli is Director General of the European Payments Council (EPC) since April 2023. Before joining the EPC, Mr. Andreoli worked at the European Central Bank (ECB) on the Digital Euro project, at Accenture as Managing Director on payments and digital finance markets and products, and at Ericsson as Strategic Marketing Director for South-East Europe. Mr. Andreoli has extensive professional experience in payments, digital finance, open banking, and on digital and mobile services.

Pablo is responsible for the strategic trends shaping transactional banking and the way the business operates. This includes among others capital, regulation and portfolio management; innovation and partnerships or sustainability. With 15 years of experience on Trade Finance, he joined Santander group in 2014, where he has held different positions including roles in the syndication & distribution desk, structuring and origination of receivables finance or more recently global head of Trade Solutions. In 2024 he was appointed in this new role reporting to the Global Head of Transactional Banking. Pablo holds a Business Administration degree from Universidad Carlos III de Madrid and an International Trade MBA in the UIMP / ICEX University. He is co-chair of the International Chamber of Commerce Trade Finance Advocacy group and part of the Trade Register and Trade Digitalization initiatives.

Adam, as Chief Executive of UK & Ireland, leads Swift’s client and industry engagement throughout the region. He is actively involved with industry associations and policy development groups, serving on the UK National Payments Vision Engagement Group and as a board member of the UK Finance Payments Product & Services Board. In a rapidly evolving landscape, Adam brings over 20 years of experience across financial services, including executive roles within global payments, corporate banking, strategic and regulatory change, and new product development, across Barclays and Swift. Adam earned an Executive MBA from London Business School and also serves as a charity trustee and local councillor.

Vincent Bonamy is currently Managing Director, Head of Global FX Services, Global Macro – HSBC Global Markets based in London. In his role, Mr. Bonamy has been responsible for the creation and development of FX Services in the FX market. Prior to joining HSBC, Mr. Bonamy spent over 18 years with Societe Generale Group, during which time he was exposed to a number of business functions. He spent seven years as an auditor of Societe Generale’s Investment Banking activity. In 2001, he was made Managing Director and Head of the Front Office of Newedge Americas, during which time he managed a prime brokerage activity and FX and Rates execution function consisting of 200 brokers. The activity became #1 Futures and Option Broker in the USA. In 2007, Mr. Bonamy was promoted to Head of FIC Americas (Rate, EM, FX and Credit) and Trading and Sales, managing over 100 traders and sales. During this period, Mr. Bonamy served as the primary contact for this business with the US Federal Reserve Bank to gain UST Primary dealership. From 2012 to 2016, he was Head of FIC in the UK for Societe Generale. Mr. Bonamy holds a Business Degree from ESSEC as well as a Masters in both Economics and Law from the University of Paris. He has served for 7 years on CLS Board (risk committee and strategy committee) as well as being board member of OTC Clear Net and Forexclear.

Mencía Bobo is the Global Head of Global Transaction Banking at Santander CIB. With more than 20 years’ experience in the financial sector, Mencia has held several senior positions in Global Debt Finance (GDF), Structured Finance Risks, and Global Transaction Banking (GTB) since she joined Santander Corporate & Investment Banking in 2006. Since March 2024, Mencia has been appointed global head of Global Transaction Banking (GTB), being responsible for Cash Management, Trade Finance, Working Capital Solutions and Export Finance. Previously she led the Trade & Working Capital Solutions team globally within GTB, where she consolidated Santander’s global leadership position in Trade Finance. Prior to joining Grupo Santander Mencia worked at KPMG as senior auditor. She holds a degree in Business Administration from the Universidad Pontificia de Comillas (ICADE) and an international Executive Programme from INSEAD (Inter-Alpha Banking).

Todd Bose is Europe & Americas Cluster Lead for the Fit for Growth (FFG) initiative’s Managing Regulatory Change implementation strategy at Standard Chartered Bank. Based in London, he is tasked with delivering the Bank’s uplifted regulatory change platform, providing automated regulatory intelligence, enhanced workflow management, and intelligent case dissemination. With over two decades in banking across Singapore, Hong Kong, London, and New York, Todd has previously focused on transaction banking, trade finance and digital channels, advising CIB businesses on risk and compliance matters globally. Outside the Bank, he has contributed frequently to industry thought leadership for enabling innovation, compliance, and financial crime prevention.

Charlie Bronks is a senior sustainability and responsible business leader operating at the intersection of commercial strategy, regulation, and impact. As Group Head of Sustainability at Crown Agents Bank, she leads the Bank’s ESG strategy, embedding sustainability across governance, risk, operations, and growth to deliver long-term value for clients, communities, and shareholders. Under her leadership, the Bank has achieved B Corp certification, a Platinum EcoVadis global sustainability rating, and strengthened its ESG credentials through a period of transformation, including its transition to a public limited company. Charlie works closely with the Board and senior leadership to position sustainability as a commercial differentiator, supporting regulatory readiness and investor confidence. A Rugby World Cup winner, she is also a Board Trustee of the UN Global Compact Network UK, an Advisory Board Member of ESGmark, and Chair of the ESG Working Group for the Payments Association.

Tod Burwell is the President and Chief Executive Officer of BAFT. Prior to being promoted to CEO, he served as the Senior Vice President of Trade Products with oversight of all trade-related initiatives including the Global Trade Industry Council, Trade Committees, and other strategic initiatives of the organization. Mr. Burwell has over 25 years of trade, supply chain and cash management experience as a banking practitioner, as well as serving as a consultant to global corporations and suppliers of strategically integrated trade solutions. Prior to joining BAFT, Mr. Burwell was a Managing Director at JPMorgan Chase and held senior global management roles responsible for trade operations, launching the logistics business and managing global product sales for trade finance and logistics management.

Mansour Davarian is the Head of Transaction Banking Solutions at Lloyds Banking Group. He is responsible for overseeing c150 team members across sales, structuring, execution and implementation of transaction banking products including Payments (including acquiring and cards), Trade and Working Capital (inc. ECA, Asset Finance and ABL) and Liquidity to both existing and new corporate and institutional clients. Mansour joined Lloyds in 2022 as Head of Corporate Trade and Working Capital sales. Prior to joining Lloyds, Mansour worked for over 6 years at Demica where he held various positions across the organisation the last of which was Managing Director, Head of Platform Sales. Mansour spent the early years of his career at HSBC holding roles across the Commercial Bank, Global Banking Coverage business and Asset Backed Financing (securitisation) team. Mansour sits as a council member on the Global Trade Industry Council (GTIC) of the Banks Association for Finance and Trade (BAFT) and previously was Chief Examiner for the Certificate in Supply Chain Finance for the London Institution of Banking and Finance (LIBF).

Daniele Dondi is the Head of Innovation at ING Wholesale Banking, driving digital transformation within Wholesale Banking with a focus on advanced technologies, digital assets, and AI‑powered solutions. He is responsible for the Digital Asset Strategy and is highly engaged in driving GenAI adoption in the bank. Across his roles, Daniele is known for connecting business needs with forward‑looking technology solutions. He advises product and transformation teams, coaches innovation initiatives, and drives alignment between ING’s strategic priorities and on‑the‑ground digital execution.

Ana Esteban is Head of Bank Sales & Solutions in Spain at BBVA. She leads the team in Spain responsible for the sales and commercial development of Cash Management and Trade Finance solutions for banks worldwide, supporting their cross-border activities and correspondent banking needs. Previously, Ana served as Head of Network Management and Senior Relationship Manager for the USA, UK, Canada and Ireland. Over more than 20 years at BBVA, she has built an extensive career in correspondent banking, holding a range of roles across the organization. She began her professional career in Global Markets Operations. Ana holds a Bachelor’s degree in Business Administration from Universidad Pontificia de Comillas (Madrid, Spain).

Chris joined smartTrade in 2020 as Director of Payments with responsibility for smartTrade's Commercial Banking and Payments platform which sits at the intersection of foreign exchange, cash management, and payments. CBP delivers FX, and cross-border payments to financial institutions globally while Chris delivers product demonstrations and captures feedback from anyone with an interest in FX and payments. Prior to smartTrade, Chris spent close to 20 years in Commercial and Wholesale Banking in Toronto and holds an LLB from the University of British Columbia.

Damien is a seasoned payment expert, having spent over 19 years in the domain working as a consultant, program manager and payments expert in several international banks and SWIFT. Currently Damien is the Head of Payments Industry Engagement for the Cash Management arm of BNP Paribas. Next to accompanying the Bank’s Product and IT divisions as a senior strategist, he is representing BNP Paribas in various working groups across the industry, pursuing his passion to achieve instant and frictionless international payments. Damien holds an MSc in Economics and is a regular speaker at corporate and industry conferences.

Caroline works with clients across products and markets on Sustainable Finance, which includes ESG rating, carbon markets, regulatory and disclosure insights. In addition to the financing dialogue, she engages with institutional investors globally to understand their responsible investing objectives and develop new products to meet their respective needs. Caroline is actively involved in NatWest Group’s climate change programmes and working groups. In addition, she represents NatWest on the FMSB Board, the LSE’s Sustainable Bond Market Advisory Council and UK’s Transition Finance Council’s working group. Participation in these industry groups enables Caroline to help shape sustainable finance as it evolves. Caroline graduated from Queen’s University, Kingston, Canada with a Bachelor of Science in Chemistry followed by an MBA from European University.

Otto Heinz serves as Head of the Financial Law Division at the European Central Bank (ECB), where he oversees the legal frameworks for monetary policy implementation, financial market infrastructures, and foreign reserve management. Otto leads the Eurosystem legal task force on the digital euro and is a member of the Eurosystem Legal Committee. Otto chairs the European Financial Market Lawyers’ Group (EFMLG), comprising senior counsels from major European banks. His extensive litigation experience includes representing the ECB before the European Court of Justice (ECJ). Earlier in his career, Otto worked in corporate finance for U.S. bulge-bracket investment banks in London. In addition, he has held adjunct lectureships at the LSE, Central European University, and the European Banking Institute. He holds degrees in both Law and Economics from the Universities of Budapest, Trier, and Oxford.

Nick Kerigan is Managing Director, Head of Innovation at Swift. In that role, he is responsible for leading Swift’s response to disruptive trends such as tokenised assets and digital money. Nick has a wealth of experience from over 20 years working in payments and banking across developed and emerging markets. Prior to joining Swift in July 2020, he was Managing Director for Future Payments at Barclays, creating next-gen customer experiences and partnering with FinTechs. His expertise is in digital payments, growth strategies and product development, grounded in behavioural trends. Nick is a well-known thought leader and financial sector influencer.

Moritz joined LBBW in 2016, beginning his career in FIG Debt Syndicate, where he developed expertise in financial syndication and successfully managed transactions across the capital structure of banks. In 2019, Moritz became Chief of Staff to a Member of the Board of Managing Directors at LBBW, supporting the strategic operations of the bank’s Capital Markets, International Business, and Asset Management units. From 2021 to 2023, Moritz was based in Singapore as Director of Financial Markets. There, he successfully established LBBW’s Financial Markets platform for the Asia-Pacific region. In 2023, Moritz returned to Stuttgart to lead LBBW’s Innovation & Business Management group within its Global Trade & Export Finance division as Executive Director. In early 2025, he assumed the interim role of Head of Product Management Trade Finance. Since July 2025, Moritz serves as Managing Director and Head of Innovation & Transaction Management within LBBW’s Global Trade & Payments division. In this role, he leads innovation and transaction banking initiatives, focusing on developing cutting-edge trade and payment solutions to meet the evolving needs of LBBW’s global clients. Moritz holds a Master’s degree in Economics from LMU Munich and a Bachelor’s degree in International Economics from the University of Tübingen. He has also completed academic programs at the University of California, Berkeley, and the University of Denver.

Francesco Gabriele joined Intesa Sanpaolo in 2016 and is currently Business Director as Global Head of Trade & Receivable Finance Products at GTB, IMI Corporate & Investment Banking Division, leading the development of trade finance products and services as well as AI / DLT based products. Prior to Intesa Sanpaolo, Francesco led the "Trade Product & Services Italy" unit in the Global Transaction Banking Division of a major banking group. He holds an extensive experience in Trade Finance, Export and Foreign Exchange. In addition, he is Intesa Sanpaolo's representative in a variety of industry forums and working groups, including the ICC International Working Group (Trade Finance Banking Commission), the SWIFT Trade Finance Standards Working Group and Italian Banking Association. Finally, Francesco is visiting professor at various Business Schools in Italy in Trade Finance, namely SDA Bocconi Business School and Cattolica University.

Anastasia heads Product Management for Trade and Supply Chain Finance solutions at Finastra, and has over 15 years of experience in the industry. Recognized by Trade Finance Global as a leading woman in Tradetech, she oversees Finastra’s strategy and roadmap for Trade and Supply Chain Finance. She actively contributed to the ICC Working Group for URDTT and is the Finastra Lead for the Trade Inclusion working group with the World Trade Board. Anastasia joined Finastra from Santander where, as a Senior Product Manager for the Supply Chain Finance, she supported Santander’s global investment-grade clients in Industrial, Telecom and Energy sectors. Previously, she worked at Barclays Bank and a UK based commodity trader focusing on areas of cash flow improvement and optimization of supply chain. Anastasia holds a Master’s degree in Finance and Banking from the University of Leicester.

Joy Macknight is Transaction Banking and Payments Editor at Trade Treasury Payments, as well as an award-winning freelance journalist/editor who has covered the global financial services industry for the past 20 years. Previously, she was editor of The Banker, part of the Financial Times group. Her experience spans the global banking industry, from retail through investment banking, with a focus on payments/cash management, treasury, trade and supply chain finance, technology/fintech and sustainability.

Andrew McDougall is Group Head of Geopolitical Risk for Barclays and advises Barclays Board and executive leadership on global affairs. He joined Barclays from the UK Foreign Office, where he gained extensive experience working on some of the most important global issues over the past two decades. His particular expertise is Europe, Russia, and China, but also worked closely on Iran and South Asia (India/Pakistan/Afghanistan) earlier in his career. Andrew’s final posting was in Brussels (Political Counsellor in the UK Mission to the EU and NATO) but also served in Switzerland, India, and the Middle East. As a British Army officer, he served in Northern Ireland, the Balkans, and Iraq, before joining the Foreign Office. He read Law and International Relations at university.

Igor Mikhalev is an emerging technologies and innovation strategy leader specializing in digital assets, including CBDCs, stablecoins, tokenized deposits, and broader asset tokenization. He advises leading global institutions including central banks on digital currency strategy, tokenization programs, and the design of digital ecosystems, translating frontier technology into measurable competitive advantage, business performance improvement, and operating model change. Before EY, Igor led Emerging Technologies and Digital Ecosystems Strategy at BCG, and earlier ran a Life Sciences AI product engineering group at Elsevier. He has founded multiple AI and blockchain ventures, reaching eight-figure valuations. Igor also builds the ecosystem through open-source initiatives with more than 100k users and followers, and has authored widely read papers and articles on digital assets and emerging technology strategy. He holds an MBA in Business Administration and Economics (University of Amsterdam) and a Master’s degree in Computer Science.

Career Tsvetanka Nankova is the Global Head of Sales for Institutional Cash & Trade Finance at Deutsche Bank (DB). Tsvetanka leads a global team of senior sales transaction bankers and oversees DB’s correspondent banking network and client relationships across the globe. Prior to this, Tsvetanka was Head of Corporate Development & the Corporate Bank’s Chief of Staff. She was responsible for a diverse set of teams including Strategy & Chief of Staff Office, Corporate Venture Capital & Strategic Investments, KYC Program & Business Execution. Tsvetanka has extensive industry experience having also managed Deutsche Bank’s Institutional Cash Management (ICM) business in Middle East & Africa as well as the Corporate Bank’s KYC remediation activities under specific regulatory frameworks. Tsvetanka joined Deutsche Bank in 2016 as a Client Manager for ICM covering Eastern Europe. Before joining Deutsche Bank, Tsvetanka worked at Wells Fargo where she spent nine years in various FI Sales roles.

Ben Pott is International Head of Public Policy and Government Affairs at BNY. In this role, Ben leads a team that follows key policy and regulatory changes, connecting with external and international stakeholders to anticipate, advocate and communicate relevant developments in public policy and legislation that may impact the Group’s EMEA & APAC business. Prior to joining BNY in March 2019, Ben worked for ICAP/NEX as Group Head of Government Affairs, leading on MiFID II and Brexit amongst others. He also worked as Policy Expert at the European Banking Authority in the areas of recovery and resolution, credit risk and infrastructure services from 2012-2014. Ben started his career at the UK Financial Services Authority (now FCA) in 2005, where he spent 7 years in a variety of roles focusing on post-trade policy implementation and supervision. During that time, Ben spent a year on secondment at HM Treasury helping to negotiate the European Market Infrastructure Regulation.

Sven is responsible for the International Trade Finance Operations units of Commerzbank AG. At the same time, he is a member of ICC’s Core Group which developed the Principles for Sustainable Trade Finance. Since 2022 he holds a degree as Certified Expert in Sustainable Finance from Frankfurt School of Finance & Management. As a former FI Relationship Manager and Board member of Commerzbank’s BPO Company in Poland, Sven has a strong Financial Institutions Sales, Operations & Customer service background with 20+ years’ experience in the banking industry. He holds a master’s degree in business administration from the University of Münster.

Alex Pritchard-Smith is UK Country Head at Komgo, a leading technology services provider dedicated to building innovative solutions for the trade finance industry. During almost five years with Komgo, Alex has spearheaded the onboarding of major global financial institutions such as HSBC, Barclays, and Citi. He brings a wealth of practical industry knowledge to the role, having spent several years in credit and trade finance positions at Glencore.

Simon is based in London and travels extensively for the Company. As Managing Director Simon oversees Board-level activity and all matters ‘Corporate’. Simon has been with the Company since inception in August 2004. His role is predominantly taking our product suite to market, supporting Sales and Marketing and all-round Business Development, as well as working closely with the CEO as we continue to grow the Company.

Michael Spiegel is the Global Head of Transaction Banking at Standard Chartered and a member of the Corporate and Investment Banking Management Team. He is responsible for the strategic positioning of the business, and delivery of solutions across Payments & Liquidity Management, transactional FX and Trade & Working Capital Financing to corporate and institutional clients. He is also a Member of the Supervisory Board of the Bank’s European Hub in Frankfurt, Standard Chartered AG. Outside the Bank, Michael is a Board Member of Singapore’s Trade Data Exchange (SGTradeX), a digital infrastructure that facilitates trusted and secure sharing of data between supply chain ecosystem partners. Michael is a veteran transaction banking and client coverage specialist. His career spans more than three decades across Europe, the United States and Asia where he has held senior management positions in Global Transaction Banking and Client Coverage. Prior to joining Standard Chartered in 2020, Michael worked at Deutsche Bank where he shaped the global trade finance and corporate cash management delivery and was a driving force behind the development and roll‐out of a fully integrated vendor finance solution. Michael holds a bachelor’s degree in Banking. He lives in Singapore with his wife and two children.

Luke Spires manages financial institution relationships at StoneX, focusing on the delivery of frontier and emerging market FX payout solutions across the EMEA region. Prior to joining StoneX, he held roles in correspondent banking and FX sales at J.P. Morgan, with a strong emphasis on building and managing relationships with banks across the GCC and wider MEA region.

Dean Sposito is Head of Institutional Cash and Trade, Western Europe, based in Frankfurt. Dean carries management responsibility for teams in eight locations throughout Europe. In this region, Deutsche Bank has active Cash Management and Trade Finance relationships with Financial Institutions in over 30 countries and maintains leading positions in EUR, USD, and other major currencies. Deutsche Bank is a premier provider of Cash Management and Trade Finance services to Financial Institutions globally. Deutsche Bank is a recognized leader among its peers, helping clients to efficiently manage their payments and trade needs across multiple time zones, borders and currencies.

In his current role, Daniel Szmukler is in charge of business development, thought leadership, innovation, events and educational activities. He runs the association’s working groups, the EBA day conference and EBA’s professional training seminars and schools.

After graduating from ESCP Business School with a master’s degree in finance, Frantz Teissèdre joined Societe Generale (SG) in 1996. Before being promoted to Head of Public Affairs for the SG Group’s Cash Clearing Services Department, he served as a financial analyst in the insurance and banking sectors, Head of National Partnerships and Communication at one of the Group’s largest Italian financial services companies, and Head of SG’s Interbank Relationships Department. Frantz Teissèdre is a Board Member at EBA CLEARING and a member of the G20-CPMI Payments Interoperability and Extension Task Force.

Arun is the Head of European Banking and Payments at Wise. Based in London, he leads Wise's payments expansion efforts across the UK and Europe and is responsible for improving the company’s payment capabilities in various markets. Prior to joining Wise, Arun was an Associate Director in Barclays’ Global Transaction Banking team focusing on correspondent banks. He has also worked in a variety of Cash Management roles covering both banks and financial institutions.

Previously leading Cross-border Payment Products at UBS, Richard van Rees played a key role in developing innovative solutions for retail, wealth management, and corporate banking clients. Inspired by the rapid evolution of tokenization, Richard shifted focus to Digital Money products, exploring new forms of tokenized money. Today, Richard’s product development centers on advancing cross-border payments, while also embracing broader opportunities in the digital money landscape. Driven by a passion for financial innovation, Richard continues to shape the future of payments and digital assets.

Simon was appointed HSBC's Chief European Economist in 2016. He joined the bank as Chief UK Economist in 2011 following a long and successful career at the Bank of England where he held a number of roles in the Monetary Policy, Financial Stability and Markets areas of the Bank. Simon also worked for two years at the Monetary Authority of Singapore, heading a team in the Macroeconomic Surveillance Department. Since 2015, he has been Head of UK Cross-Asset Research for HSBC.

Geoffrey Wynne is Head of Sullivan & Worcester’s London office and its Trade and Export Finance Group. A leading trade finance lawyer, he specialises in trade, structured trade and commodity finance, advising major banks, non-bank financial institutions and multilaterals on transactions in emerging markets. Geoff’s expertise includes digitalisation of trade, warehouse and inventory financing, collateral management, ownership structures and receivables financing. He works with industry bodies including BAFT, ITFA, and the ICC, advising them on documentation and rules promulgated by them in trade finance. Geoff co-chaired the ICC Drafting Committee for the Uniform Rules for Digital Trade Transactions (URDTT) and was involved in the Electronic Trade Documents Act (2023). Recognised with a Lifetime Achievement Award by RFIx in 2024, he is top ranked by Chambers UK (for which he is singled out as a ‘Star Individual’), the UK Legal 500 and IFLR1000. The team he leads has won numerous awards, including ‘Legal Innovation in Trade’ (TFG, 2023) and Best Export Finance Law Firm (GTR, 2023). Geoff is the editor of ‘The Practitioner’s Guide to Trade and Commodity Finance’ and General Editor of ‘A Guide to Receivables Finance’.

Patrik Zekkar, M.Sc Business Administration & Economics, have held several senior positions in different organization within the financial sector, with focus on develop and operate products, development, sales and services towards the trade and supply chain industry. Additionally, with substantial experience as board member in global commercial block chain platform initiative and from various industry interest organizations. Enigio is the provider of the patented SaaS document centric technology trace:originalTM . trace:originalTM is an open and interoperable solution for digitised original documents, ensuring consistency, integrity, traceability and possession of digital information, and ideal for use of any type of commercial document required in global trade.

Bunmi Adeyemi‑Wilson leads Shell’s global cash, liquidity and banking operations across multiple regions and business lines. She oversees end‑to‑end processes spanning bank relationship governance, guarantees, payments and eBanking and connectivity. Bunmi plays a central role in advancing Shell’s Treasury transformation agenda, including digital banking modernisation and the evolution of real‑time liquidity capabilities. Her role includes enhancements to Shell’s global bank guarantee framework and the development of resilient, technology‑enabled operating models to support large‑scale financial operations. Bunmi holds an MBA from The Wharton School, an MSc in Financial Management, and is a CIMA Fellow.